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How to Fund eNaira Wallet on Portal Dashboard / Mobile App

How to Fund eNaira Wallet: Looking for how to add money to your eNaira wallet balance? Then this guide will aid you through the simple process of funding your account.


The eNaira is a free, easy to use digital wallet for your smart phone, officially issued by the Central Bank of Nigeria. eNaira is a central bank digital currency (CBDC) issued by the Central Bank of Nigeria as a legal tender. It is the digital form of the Naira and will be used just like cash.
RELATED: eNaira Wallet App Download – APK and iOS Version

How to Fund eNaira Wallet.

Whether you want to start saving or servicing your bills or investing the eNaira, it all begins with funding your eWallet. Interestingly, the process is easy and fast for every category. There are also three different options to choose from. You will find all the details and a step-by-step guide here.

The eNaira is the Nigerian digital currency that is issued and regulated by the Central Bank of Nigeria. Its functionality delivers speedy, safe, and simple trading and transactional opportunities to customers and end-users:

  • It is exchanged peer to peer.
  • It is universal – anybody can hold it.
  • It does not yield any interest.

Funding your eNaira Wallet from the same bank.

  • Login into your regular bank app.
  • Initiate transfer to your eNaira wallet tied to the bank account on that bank.
  • Get notification on your eNaira wallet.

Funding eNaira wallet from an account in a different bank.

  • Login to your regular bank app.
  • Initiate transfer to your eNaira wallet by selecting your eNaira wallet (tied to the other bank different from the fund source).
  • Get notification for the alert in your e-wallet.

Cash to eNaira Wallet Funding.

  • Cash holder hands over cash to an eNaira verification agent/Bank branch/SANEF.
  • Agent login to eNaira wallet.
  • Transfer cash equivalent to consumer’s eNaira wallet.
  • Fund owner receive notification.

Carrying out Foreign Exchange deposit to your eNaira wallet.

  • Diaspora regular account holder log in to your customer FX bank account (e.g., HSBC).
  • Transfer funds into International Money Transfer Operators’ (IMTO) FX bank account (e.g., Barclays, Western Union).
  • Login to your IMTO eNaira wallet.
  • Transfer from IMTO eNaira wallet to consumer eNaira wallet.
  • Beneficiary receive notification.
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