CBN N50bn COVID-19 Support Loan for Households and Businesses

CBN N50bn COVID-19 Support Loan for Households and Businesses: Here is How to Apply for CBN N50bn COVID-19 Support Loan for Households and Businesses. As part of the measure to reduce the impact of COVID-19 pandemic on businesses in Nigeria, the Federal government of Nigeria through the Central Bank of Nigeria (CBN) have introduced COVID-19 support loans for Households, SME and MSME.

In this article, you will get detailed guidelines on how to access the Central Bank of Nigeria (CBN) N50bn COVID-19 Support Loan for Households and Businesses. The application procedures are as shown below.

READ ALSO: Maltina Teacher of the Year Competition 2024 & How to Apply

CBN N50bn COVID-19 Support Loan for Households and Businesses.

The COVID-19 Support fund will be distributed by NIRSAL Microfinance Bank and come with an Interest rate under the intervention is 5% P.A. (all-inclusive) up to 28th February 2024 and thereafter, the interest will revert to 9% P.A. (all-inclusive) as from 1st March 2024, follow the steps below for detailed guidelines on how to apply.

Recommended posts:

CBN N50bn COVID-19 Support Loan Eligibility.

HOUSEHOLDS

For a household to benefit, they must provide verifiable evidence of livelihood adversely impacted by COVID-19 and agreed to allow NIRSAL Microfinance Bank (NMFB) to assess their financial records. Households Can access a maximum of N3 million

Join WhatsApp Group Join Now
Join Telegram Group Join Now

Requirements.

  • Loan application letter
  • Duly completed application form
  • Duly executed Guarantor form
  • A valid means of ID (national ID, driver’s license, voter’s card or international passport)
  • Current utility bill
  • 2 recent passport-size photographs
  • Bank Verification Number (BVN)

MSMEs/Corporate Enterprises.

(1) Mini SME (funding between N3m – N10m)
(2) SME Plus (funding between N10.1m and N25m)
Existing enterprises must provide verifiable evidence of business activities adversely affected as a result of the COVID-19 pandemic and also agreed to allow NIRSAL Microfinance Bank (NMFB) to assess their financial records.

The Bank will assess the capacity of the customer through the customer’s business history; via total account statement turnover (with NMFB and other banks), however, this would not be the only tool used to determine customer’s eligibility. (Note: Where a review of the customer’s account statement raises fundamental issues, the bank reserves the right to make decisions as considered appropriate).

Requirement:

  • Loan application letter
  • Duly completed application form
  • Duly executed Guarantor form
  • A valid means of ID (National ID, Driver’s License, Voter’s Card or International passport)
  • Current utility bill
  •  2 recent passport-size photographs
  •  BVN

Loan amount to SMEs shall be determined based on the activity, cashflow and industry/segment size of the beneficiary, subject to a maximum of N25 million.

FOR MINI-SME & SME PLUS BUSINESS PLAN IS REQUIRED
ENSURE YOU STATE AND DESCRIBE HOW COVID-19 NEGATIVELY IMPACTED YOUR HOUSEHOLD OR BUSINESS

How to Apply CBN N50bn COVID-19 Support Loan for Households and Businesses.

Interested candidates for the CBN N50bn COVID-19 Support Loan for Households and Businesses should click on any of the link provided below to begin their application online.

  1. Click COVID-19 Household Loan to commence registration with NIRSAL Microfinance Bank
  2. Click COVID-19 Mini-SME Loan to commence registration with NIRSAL Microfinance Bank
  3. Click COVID-19 SME Plus Loan to commence registration with NIRSAL Microfinance Bank

NOTE: Your application must show clear evidence of the opportunity or adverse impact as a result of the COVID-19 pandemic.

Recommended: NIRSAL Closes COVID-19 Loan Application Portal, Disburses N49 Billion

6 thoughts on “CBN N50bn COVID-19 Support Loan for Households and Businesses”

  1. IS THERE ANY PORTAL REMAIN FOR SURVIVAL FUND AS WE HAVE BEEN WAITING FOR THE LAST PORTEL TO BE RELEASE AND TIME IS COMING TO AN END ON 15 OCTOBER 2020. PO

    Reply

Leave a Comment

Send this to a friend
Hi, this may be interesting you: CBN N50bn COVID-19 Support Loan for Households and Businesses! This is the link: https://www.mediangr.com.ng/general-news/business/cbn-n50bn-covid-19-support-loan-for-households-and-businesses/6497/